Recent seismic activity around the country has many property owners thinking about earthquake insurance. As we learn more about earthquakes, we know that the likelihood of an earthquake is significant in numerous locations:
Most property owners believe their homeowner or business insurance policies will cover them in the event of earthquake damage, but this is incorrect. Most policies do not cover earthquakes, so you must take out a separate earthquake policy or endorsement. You can get such a policy from your regular insurance provider, a provider that specializes in earthquake insurance, or from the California Earthquake Authority (CEA).
If your home or place of business is damaged by an earthquake or a landslide resulting from an earthquake, your earthquake insurance covers repairs and renovations, much like a regular property policy. Before buying earthquake insurance, think about these tips:
Or, you can simply call Allco Fullerton Insurance Agency, Inc. at 714-992-2390. We’re independent agents who have access to hundreds of insurance products for you, including homeowner, business property, and earthquake insurance. We’re also a Dave Ramsey Endorsed Local Provider (ELP), so you know you can rely on us.