Mobile home insurance, also known as manufactured home insurance, is much like a standard homeowners insurance policy in the sense that it provides financial protection in the event that your home is damaged.

Mobile/manufactured home insurance covers:

• Dwelling. The physical structure, such as the roof, attached deck or walls.
• Personal property. Covers your personal belongings if they're stolen or damaged.
• Liability protection. Covers injuries or damage for which you or a household member are responsible.

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