Earthquakes are unlike other natural disasters, such as wildfires or hurricanes, that have seasons or warnings. Earthquakes can happen almost anywhere at any time. A basic homeowners insurance policy does not cover...

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Meet Ryan Ramseyer! Ryan was born and raised in Orange, California. Before entering the insurance industry, he was always intrigued how insurance companies could and would be there to help out in a time of need. He has...

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Premiums for residential homeowners insurance policies in California have been climbing the past few years. Premium hikes of 30-60% are not uncommon. Property insurance coverage is required for most homeowners due to...

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