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IMPORTANT PRIVACY NOTICE REGARDING
YOUR NONPUBLIC PERSONAL INFORMATION. |
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At The
Allco Fullerton Insurance Agency, we know the importance of respecting
your privacy and maintaining your trust. When we
collect personal information, we keep it private. We
have physical, electronic, and procedural security
measures in place that comply with legal standards to
protect your personal information. The only employees
who have access to your information are those who
require that information in order to provide service to
you. |
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(1) |
Information We
Collect |
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In order for us to obtain or service the
insurance products that you may request from us,
we may collect personal information from you, as
well as from others. |
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Personal Information includes any
identifying information, such as: |
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Your name,
address, e-mail address, phone number; |
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Age, marital
status, occupation, social security
number, assets, income, and
beneficiaries; |
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Claim
history, driving record, car make and
model, license number, lender and lease
agent; |
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Credit
history, credit standing, policy
coverage, premiums, and payment history |
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We collect your personal information from: |
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You in
person, by telephone, or over the
Internet; |
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Forms
you submit to us, such as applications,
claims, and policy updates; |
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Your
business dealings with us and with other
companies; |
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Consumer
reporting agencies; |
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The DMV
to verify driving record, auto title, or
license status; |
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Claims
databases, such as the Comprehensive
Loss Underwriting Exchange. |
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(2) |
How We Use and
Disclose Personal Information |
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In order for us to obtain, or to service the
insurance products that you request from us, we
may disclose your personal information to
affiliated and nonaffiliated companies.
However, we do not sell personal information or
customer lists to anyone for marketing
purposes. We only disclose information about
you as allowed or required by law. In those
instances, we may disclose personal information
without your prior consent. |
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We may disclose personal information to: |
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Financial companies, such as life,
automobile, and property insurers,
mortgage bankers, securities
broker-dealers, and insurance agents or
brokers; |
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Service
providers that help process or service
your account; |
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Medical-care facilities or providers in
order to verify coverage and/or
benefits; |
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A court,
governmental, or regulatory agency when
there is a lawful request; |
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Law
enforcement to protect against fraud or
unauthorized transactions; |
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A group
policyholder for purposes of reporting
claims experience |
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When we use service providers to help us service
your account, your personal information stays
confidential. Our service providers agree to
keep personal information private and not use it
for any other purpose.
We only use medical data to process claims. We
do not share medical information without your
prior consent. We share personal information
with insurance data banks that collect
information about claim history, accident fault,
and amounts paid. Insurance data banks may
retain personal information and disclose it to
other insurance companies and others legally
entitled to see it. |
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When your
policy comes up for renewal, we may share your
information with other insurance companies in
order to obtain competing quotes and provide you
with better coverage or pricing. If you do not
want this to occur, you may “opt-out” as
described below. |
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**IMPORTANT
PRIVACY CHOICES** |
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When your
policy comes up for renewal, we may
share your information with other
insurance companies to obtain competing
quotes and provide you with better
coverage or pricing. If you don’t want
us to share your information with other
companies for these purposes, you may
tell us so. By “opting-out”, you
instruct us to not share your
information with other insurance
companies. If you wish to “opt-out”,
please call us at
714-992-2390.
We
may share your information if we do not
hear from you within 45 days. However,
you may opt-out at any time. Simply call
or write us. Even if you do decide to
pot-out, we may share your information
as allowed by law. This includes
disclosing information to our Affiliates
to market other products or services to
you. |
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We send current customers a privacy notice each
year. If our practices change, we will inform
you promptly. We treat our former customers’
information the same as our current customers’
information |
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(3) |
Right to Access and
Correct Personal Information |
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You have the right to access, and to request the
correction, amendment, or deletion of all of
your recorded personal information that has been
collected by us. |
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If you wish to
review your recorded personal information,
please write us at: |
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Allco Fullerton
Insurance Agency, Inc. |
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830 South Euclid Ave. - Fullerton, CA -
92832 |
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Include your name, address, telephone number,
and policy number and let us know what kind of
information you wish to see. You may see and
copy your information in person, or, if you
prefer, we will copy and send you your
information. We may charge a small fee to
collect and send the information to you.
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If you see any mistakes, let us know and we will
review it. If we agree, we will correct our
files. If we disagree, you may file a short
statement of dispute with us. Your statement
will be included with any data we disclose in
the future. We will also send the statement to
anyone you ask us to who received your
information from us in the past two years. |
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